Advance Directives

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Having a will is a fundamental aspect of responsible life planning. It serves as a crucial legal document that outlines your wishes for the distribution of assets, guardianship of dependents, and other important decisions after you pass away. 

 

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Embarking on the process of creating a will can be hindered by several common obstacles. Procrastination often plays a significant role, as people tend to delay estate planning, assuming they have ample time. The emotional aspects of contemplating mortality can also be a barrier, leading individuals to avoid discussions about their end-of-life wishes. Complexity and misconceptions about the legal process may contribute to the reluctance, as some perceive will creation as a daunting and intricate task. Additionally, financial considerations or the belief that wills are only necessary for the wealthy might dissuade individuals from initiating this crucial aspect of estate planning. Overcoming these obstacles involves recognizing the importance of will creation for everyone, seeking professional guidance, and understanding that it is a responsible and caring act for oneself and loved ones.

 

These straightforward tips will help simplify the process.

  1. Determine your assets: Make a list of all your assets, including property, bank accounts, investments, and personal belongings. This will help you determine how you want to distribute your assets after your passing. This should include knowing what you have, where they are, and how to access them.

  2. Choose an executor: An executor is the person responsible for carrying out the instructions in your will. Choose someone you trust, such as a family member or close friend.

  3. Choose beneficiaries: Decide who you want to receive your assets after your passing. This could include family members, friends, or charities.

  4. Write your will: There are a few separate ways to write a will, including using a will template or hiring an attorney. Make sure to include the following information in your will:
  • Your name and address
  • A statement appointing an executor
  • A list of your assets and how you want them distributed
  • Any specific gifts you want to give to certain individuals (such as a piece of jewelry or a family heirloom)
  • Any funeral or burial instructions you may have

  1. Sign your will: Once you have written it, you must sign it with two witnesses. The witnesses should also sign the will.

Plan to review your will periodically to make sure it reflects your current wishes. If you have any significant life changes (such as getting married, having children, or acquiring new assets), you should update your will to reflect those changes. Give yourself peace of mind and get your Will started today.

Helpful Resources

Last Will & Testament
The reality of dying without a will

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Understanding Advance Directives

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