Supporting Employees Through Loss With Practical Clarity

The death of a loved one affects a large portion of the workforce each year. About 1 in 9 employees in the U.S. experiences the death of a loved one annually. (LinkedIn)

Existing benefits such as life insurance, bereavement leave, and grief counseling provide important support. These benefits help with financial protection, time away from work, and emotional care. Employers also offer will preparation and estate planning services to help employees plan ahead for life transitions. Despite this support, many employees still experience ongoing effects from loss.

Research on grief and productivity shows measurable impacts. One study found that 94% of grieving employees had trouble concentrating, 91% reported significantly reduced productivity, and 79% considered quitting their job after a loss. (Empathy) These impacts occur both emotionally and operationally.

The Current Experience After a Loss

After a death, families take on administrative responsibilities alongside grief. They must locate and manage estate information, including wills, insurance policies, financial accounts, and asset records. Many adults lack formal estate planning documents: only 31% of Americans have a will. (Trust & Will)

Incomplete planning extends the time required to manage an estate. Probate processes often take many months: only 2% of Americans estimated that probate takes as long as the actual average timeline of about 20 months. (Trust & Will) During this time, families and employees juggle legal requirements with daily responsibilities.

The administrative burden compounds emotional stress. Data from a loss-related study found that the average person took 15 months to complete the administrative tasks to wrap up a loved one’s affairs, (PR Newswire) often spending significant time and financial resources. This administrative responsibility can interfere with work performance and personal well-being.

What an Effective Solution Provides

Employers increasingly recognize the importance of structured support for major life events. Traditional benefits address specific components of loss, but they do not integrate information or streamline transitions. A comprehensive solution organizes critical records, clarifies asset status, and manages access for trusted contacts at necessary times.

This kind of solution supports employees before, during, and after transition events. It reduces the effort required to locate key documents and provides clarity for decision-making. This approach preserves employee focus and reduces stress in multiple domains of life.

LifeCloud was designed to fulfill this role.

Why LifeCloud

Secure Access
LifeCloud uses a zero-trust security model. Access is limited to the account holder and designated Circle members. User data remains private and protected.

Planned Information Transition
Users define trusted recipients and conditions for transferring access to information, ensuring seamless access at predefined moments, such as illness or death.

Centralized Document Storage
LifeCloud stores essential records, including wills, trusts, insurance policies, and medical directives, in one location. This supports decision-making during health changes and estate settlement.

AI-powered Understanding and Gap Awareness
LifeCloud includes an AI Assistant that lets users ask questions about the information they have stored in LifeCloud. Employees can use it to understand their documents, assets, and plans in plain language, and to identify missing or incomplete information. This helps users build a clearer, more complete picture of their life over time, rather than discovering gaps in the moment of urgency.

A Practical Addition to Employee Benefits

Most benefit programs offer individual tools that serve specific purposes. LifeCloud connects information across life stages and life events. It provides a structured framework and access that reduces administrative burdens on families.

By offering LifeCloud, employers support employee confidence, planning effectiveness, and clarity throughout life transitions. Employees gain confidence that their information is organized and accessible. Families gain structure and continuity during demanding times.

Conclusion