But here's the number that should give everyone pause: in that same research, only 17% of legal professionals said they're ethically comfortable letting AI give legal advice.
That tension tells us something important. The question isn't whether AI can draft a legal document, it clearly can. The question is whether it's being pointed at the right problem.
A will is an output. Its quality depends entirely on the quality of its inputs: a complete, accurate picture of a person's family, assets, obligations, and wishes.
And that picture almost never exists.
Most of us walk through life with our information scattered everywhere, accounts at old employers, insurance policies in a drawer, beneficiary forms filled out fifteen years ago, digital assets no one else knows about. When we finally sit down with an attorney, we bring an incomplete mental model of our own lives. The lawyer only knows what we remember to tell them.
The cost of that fragmentation is staggering. State governments currently hold roughly $70 billion in unclaimed property belonging to about one in seven Americans, including an estimated $7.4 billion in unclaimed life insurance, money that never reached families largely because no one knew the policies existed. Meanwhile, 56% of American adults have no estate planning documents at all, and the share with a will has actually fallen, from 33% in 2022 to 24% in 2025. The top reasons people give? It feels overwhelming, and they assume they don't have enough to plan for.
Both of those reasons trace back to the same root cause: nobody has an organized picture of their own life.
There are two places you can put AI in personal legal planning.
The AI interprets your answers and generates the will. The technology moves closer to the output, and closer to the legal judgment that even the profession says should stay human.
Model 2:
AI does what it's genuinely great at: organizing, summarizing, connecting information, and surfacing gaps ("you listed a mortgage but no homeowner's policy"). The result isn't legal language, it's a clear, structured picture of your life, handed to a professional you trust. The technology improves the input.
The second model doesn't replace the lawyer's judgment. It gives the lawyer a better-informed client prepared for the process.
Think about how the typical attorney relationship starts today: a blank intake questionnaire, filled out from memory, under time pressure. Now imagine starting instead with: "Here's an organized picture of my life. Help me understand what I need to do."
That's a fundamentally different conversation. The client shows up prepared instead of overwhelmed. The attorney spends time on judgment and advice, the work that actually matters, instead of information archaeology. And the final documents get drafted against a complete factual record, which means fewer forgotten accounts, fewer conflicting beneficiary forms, and fewer families left searching.
LifeCloud doesn't use AI to practice law. It uses AI to help you collect, organize, and understand the important details of your life, so the professionals you trust can do their jobs with better information.
LifeCloud helps you build a secure, evolving record of your family, property, accounts, insurance, existing documents, digital assets, and wishes. Rather than scrambling to assemble everything during a crisis, your information grows over time as your life changes. It becomes a more complete and organized understanding of your circumstances that can support conversations with your attorney, financial advisor, insurance agent, and someday, the family member who may need to make sense of it all.
The AI industry is racing to answer, "Can AI write the will?"
We think the better question comes first: before AI writes the will, does anyone actually have a complete picture of the life it's meant to protect?
Sources:
Thomson Reuters Institute, 2026 AI in Professional Services Report
National Association of Unclaimed Property Administrators (NAUPA)
Trust & Will 2026 Estate Planning Report
Caring.com Wills and Estate Planning Study
This post is for informational purposes only and is not legal advice. Always consult a qualified attorney for your legal planning.